Who dreams of owning a home? should be careful to keep an eye on the construction costs even before planning is started and throughout the process. In addition to the pure costs of building a house, additional costs such as notary fees, provision rates, land transfer tax and brokerage fees must be considered.
Is the suitable object finally found after a thorough search and this perhaps still At a surprisingly low price, it should always be kept in mind that there are additional costs when buying a house. On the one hand, there are fixed ancillary costs, which are incurred with each purchase of a house, as well as so-called flexible auxiliary costs, which can develop with the house purchase.
Real estate as a pension is not just now in fashion. It has always been the idea of buying your own little house that you are protected in old age and the children have a legacy. But the idea can also have some pitfalls and even lead to ruin in the worst case. In order to minimize the risk, the following tips may be helpful.
Solar power , this is the environmentally friendly and, thanks to targeted state subsidies, highly worthwhile alternative for homeowners to use their home as an investment form. The state here guarantees a maximum feed-in tariff for photovoltaic systems, so that, if the property is structurally suitable, energy costs are reduced and, additionally, the excess levy generates a financial benefit.
When buying a property, there are many Important factors that one can classify as a layman only conditionally. Developers try to present these as simple and manageable as possible, and yet each object is different and should be evaluated as well. In many places there is a discrepancy between the actual property value and the price that ultimately has to be paid.
The preparations that future homeowners need to put into buying negotiations and information gathering are based primarily on the type of real estate purchase. Old buildings are particularly eye-catching, since buyers rarely have the necessary expertise to adequately estimate any costs for renovation and restoration works .
When paying off the real estate, there are within Germany's big differences: On average, it takes 26 years for a household to pay off its condominium. However, it can take considerably longer, especially in the large cities of Germany. 341 years in Berlin and 7 years in Prignitz in Brandenburg More and more people are fulfilling their dream of owning their own four walls in the form of a condominium.
On the way to home, there are many things consumers need to keep in mind. Assuming the budget has already been set and the Financing should not be a problem, all that remains to be done is how big the flat should be. Are two rooms enough? What happens when offspring is due? Questions about questions for which we have a suitable answer.
More and more people are fulfilling the dream of owning their own home. The reasons are obvious. Nowhere else can they translate their ideas into individual living comfort and free development in this form. The children of young families grow up in a sheltered environment and in a natural environment.
Anyone who wants to build a house or buy a condominium will make a wise decision. Instead of paying rent, the mortgage is paid off, and in debt-free age, more money is available for travel or purchases. It is not without reason that building creates "concrete gold". However, savings must be made before the start of construction or purchase in order to create a capital base, as otherwise banks and savings banks are hardly prepared to approve mortgage loans for financing: the higher the equity, the better.