The annuity loan is not without reason among the classic forms of mortgage lending , because borrowers benefit from a longer-term planning and interest rate security. Especially in times of low interest rates, which have already been available on the market for a long time, a longer interest rate fixing is worthwhile, at least at first glance.
Low interest during construction -. That's all what you want to hear homeowners and homebuyers. Since 2012, interest rates have been falling and causing a sensation among consumers. Bauzinsen are subject to no rule. Today they are low, tomorrow they will rise again. This poses some problems for home builders and homebuyers who put their entire future on interest rates.