The purchase or construction of a property is rarely financed by pure equity. Almost always a loan must be taken, so that the big dream of the own house comes true. However, you should be aware that taking a loan is a big responsibility, because the loan for the property usually has to be paid over several decades.
These days, a millionaire advertises loudly and effectively for a electricity supplier comparison and change on TV. Because every year, again in autumn, the comparison portals become active in order to win new customers. The price development of electricity and gas will be announced in the third season for the coming year - a change partly lucrative.
There are many reasons to sell your own home. Maybe you have inherited a house from the deceased grandma, a marriage ended and you want to divide the shared house or you own a property that was used as a financial investment and now wants to convert it into cash. Whatever the reason for the sale, one thing is for sure: The home sale needs to be well thought out and executed correctly to get the maximum possible profit.
Demographic change - two words that many countries on earth, especially in Europe, will face in the coming years. The topic should not be overlooked by consumers who would like to acquire a property in the foreseeable future, because they too are affected. BBSR study on population development At the beginning of July, the Federal Institute for Research on Building, Urban Affairs and Spatial Development ( BBSR) a forecast on population development and how it will affect the housing market in the coming years (until 2035).
Small mistakes, big impact. This is roughly how the calculation of mortgages of many families can be described. Since it is an investment for life, must make no mistake. Banks and other providers are not necessarily making things easy for consumers. They often attract with attractive offers that are not quite true.
The market value is a fundamental value in determining the sale or purchase price of a property (land, house, apartment). The determination of market value is also necessary for the lending of properties due to financing purposes, because banks usually determine the maximum mortgage lending value based on the market value of a property.
In the hectic phase of the acquisition phase, many property buyers take over the residential property insurance from their previous owners. The policy is no longer up-to-date - in extreme cases, unpleasant surprises are threatening. Disasters rarely happen alone. It is not enough for a family home to burn down completely.
The construction of energy-saving residential buildings is being supported by the Kreditanstalt für Wiederaufbau (KfW) through low-interest loans. For example, families can receive a loan of over € 100,000 at a rate of between 3.19 per cent APR and 10 years for mortgage lending. This is not only cheap, but also relatively simple: the builders have to build only a one-family house with separate apartment (two residential units) as a KfW energy-saving house 40.
Unfortunately, consumers rarely think outside the box. Those who save their hard-earned money on a overnight or fixed-term account, or other investment opportunity seldom pay attention to deflation and inflation. Most people can not even relate to these terms. That's why we've put together what's most important on this topic.
Condominiums have enjoyed increasing popularity for some years, especially in the United States City centers of the cities and large cities were invested by the city leaders and modernized. As the owner of a condominium, you benefit not only from the added value of the property itself, but also from an increasingly attractive environment.
