With the completion of the fiftieth year of life, every person should start planning their retirement. This includes a secure investment for times of crisis and a property that suits the new needs. Home ownership is an important building block for a carefree life. Those who own their own property in old age do not have to worry about the rising costs of rent or energy.
May the motives be very different but so are but especially buildings more and more in the course, so that prospective buyers excessively often strike here. The advantages are obvious, old buildings have their own climate, their own character and, moreover, an order in the settlement and the street at the same time.
Those who opt for a Riester pension usually do so in the long term. But life does not always go the way it was planned. In some cases it may be necessary to cancel one of the various Riester pensions. Many customers feel wrong advice, others find Riester not flexible enough or have discovered other offers that are more attractive.
Since the accident at the Japanese nuclear power plant in Fukushima at the latest the way of thinking of consumers changed. People are more self-confident and think before buying products or services, whether they are environmentally friendly. This is particularly the case of electricity: Until the super-meltdown in Fukushima, green electricity was the expensive alternative to conventional electricity.
One learns from mistakes. Unfortunately, this wisdom does not apply to mortgage lending . For there is rarely a second chance here, a misstep may mean the financial ruin of a family. Whether it's an apartment, tenement or home - a property is an investment that pays off in the long run: using your own four walls will help Wealth Creation and at the same time provide the owner with the security of living peacefully at retirement age without having to pay rent.
Both renters and landlords want to spend their money wisely. The former want to be sure that tomorrow they will not suddenly be on the street. The latter are looking for the certainty that the landlord is not looking for the space overnight. In fact, rental fraud is not uncommon in Germany. German tenants incur their landlords annually between 300 and 450 million euros, the outstanding debt is currently over two billion euros.
A large number of people in Germany live to rent. The rental deposit, which is usually contractually regulated, also applies to the topic of renting a flats. What is a rental deposit ? The rental deposit is paid by the tenant to the landlord, which in & sect; 551 BGB. The amount of the rent deposit may amount to a maximum of 3 net cold rent and serves to secure all claims of the real estate owner from the agreed tenancy.
Each property has its own energy standard is defined today because of its transparent and comprehensible features. Finally, a point that can be of crucial importance, especially in sales, can then be deduced from conclusions about future consumption costs. For homeowners, there are ways and means to raise the overall energy standard through new installations and refurbishments - costs that sometimes pay for themselves after only a few years.
For months there has been talk in Germany of a rural exodus. Especially young people should move to the metropolises because they see greater opportunities for their future here. This development brings with it a central problem: Housing is becoming increasingly scarce in cities, which is felt by tenants and property buyers.
As we switch in our article & quot; electricity supplier & quot; escape the price spiral & ldquo; German consumers are very comfortable people who do not like changing their tariff, even if they can save a lot of money by changing. Nevertheless, in this article we would like to point out again that the comparison of tariffs and change to a provider can not only save money, but is also necessary.