In times of technology, more and more people are filling in their tax returns themselves. However, there can be a variety of problems that can result in expensive consequences. 15 million people made their income tax returns electronically in 2014, according to a study by ELSTER. Since 2011, the forms are offered as so-called FormsForWeb files.
The Mortgage is an aid in securing credit. The pledge is either a property directly or a right granted to a property. In the more recent legal concept, real estate is not only treated as developed and undeveloped land, but a similar lien on a property exists, for example, in ships. Instead of the land register, the liens on ships are entered in the ship register, whereby the procedure and the rights derived therefrom are identical to the lien on a property with or without development.
The purchase or construction of a house is an investment in the low to mid six-digit euro area. When buying a home, the purchase price is largely determined by the value of the existing property. Added to this are the size and value of the property. The energetic overall condition of the house is also decisive.
Low interest rates and a relatively solid economy have created real estate growth in recent months. More and more Germans want to use the historically low interest rates to realize their dream of owning their own home. Due to high demand, prices in the big cities have risen so much that they are too expensive even for high earners.
Many people are of the opinion that the Home Dream is realized by building a house or buying something. Only a few bear in mind that the property must first be paid off and in the future high additional costs will come to them. These include the fees for the purchase contract with the notary, the land transfer tax and the entry in the land register.
Economic Crisis, Deflation and Inflation - all these terms circulated through the media in recent years, spreading fear and terror among German homeowners who no longer invested their hard-earned money in their own home, but rather save it. However, due to the low interest rates , the Germans were finally relieved of the desire to save - and that's a good thing.
