The pension discussion has been going on for years. Since 2002, the state with the Riester pension has ensured that private provision is also promoted. Six years later, another possibility was added to this reform: Wohn-Riester. Here can be obtained among other things with Bauspar contracts subsidy. Your own home is considered the best retirement for many workers.
Sunlight becomes electricity - a principle that everyone comes away with from a calculator Solar cells knows. Photovoltaic is called this technique and in many ways is a promising investment for your own house roof and outdoor areas. Produced electricity is taken up by the local electricity supplier and resold.
In Germany, consumers can benefit from the so-called Wohnungsbauprämie (WoP), a state housing promotion subsidy . The subsidy, which was introduced in 1952, together with the employee savings bonus, is a pillar of German housing subsidies. Under the Housing Premiums Act, all unrestricted taxpayers over the age of 16 or full orphans are entitled to the premium if they do not exceed the established income thresholds and pay premium-friendly expenses.
The Riester pension is the basis of private retirement provision for employees. Above all, the state subsidies play a role: if the state saves, it is incentive enough for many to conclude such a contract. However, millions of subsidies are not used each year because they did not make the necessary contribution , That's why you should check your contract regularly and adapt if necessary.
Retirement at the age of 65 or two years more likely to retire? The headlines are determined by the pension discussion. Added to this is the current figure of the Federal Employment Agency: more than one million retirees continue to work to earn salaries instead of pensions. All the more important is a suitable provision for retirement.
Many families just now want to fulfill their dream home . For years, they have been looking, planning and calculating how to finance their own home, whether home-building is worthwhile and what services they need. The dream often bursts with the financing - in the end is missing often the necessary small change.